50/30/20 Budget Template (UK)

About this bundle

The simplest way to budget — perfect if you're just getting started.

The 50/30/20 rule splits your take-home pay into three easy buckets: 50% for Needs, 30% for Wants and 20% for Savings & debt. Type in your income and this template works out your targets instantly, then tracks every expense against them with clear visual gauges so you always know if you're on track.

No budgeting experience needed. Works in Excel and Google Sheets. Instant download, commercial-use licence included.