



✓ Instant download · Commercial-use licence · Print at home
The simplest way to budget — perfect if you're just getting started.
The 50/30/20 rule splits your take-home pay into three easy buckets: 50% for Needs, 30% for Wants and 20% for Savings & debt. Type in your income and this template works out your targets instantly, then tracks every expense against them with clear visual gauges so you always know if you're on track.
No budgeting experience needed. Works in Excel and Google Sheets. Instant download, commercial-use licence included.
Your download includes Excel (.xlsx) files, so you can print them as-is or edit them to suit your business.
Yes. Word and Excel files are fully editable — add your business name, logo and details. PDF versions are print-ready for use straight away.
Yes. Every bundle includes a commercial-use licence so you can use the templates in your own business. You can't resell or redistribute the templates themselves.
Instantly. After secure checkout via Payhip you get an immediate download link — there's no waiting and nothing is posted to you.
No. They're general-purpose business documents to save you time. Review and adapt each one for your circumstances and seek professional advice where needed. See our Terms & Disclaimer.