Budget & Finance

50/30/20 Budget Template (UK)

£3.99
4 tabsExcel (.xlsx)Commercial licence

✓ Instant download · Commercial-use licence · Print at home

About this bundle

The simplest way to budget — perfect if you're just getting started.

The 50/30/20 rule splits your take-home pay into three easy buckets: 50% for Needs, 30% for Wants and 20% for Savings & debt. Type in your income and this template works out your targets instantly, then tracks every expense against them with clear visual gauges so you always know if you're on track.

No budgeting experience needed. Works in Excel and Google Sheets. Instant download, commercial-use licence included.

What's inside

How it works

  1. Buy securely — instant checkout through Payhip, no account needed.
  2. Download straight away — you get your files immediately; nothing is posted.
  3. Print or edit & use — use the templates as-is or add your own business name and logo.

Formats: Excel (.xlsx) · Print at home on A4 · Editable Word & Excel · Commercial-use licence included · Instant digital download.

Frequently asked questions

What file formats are included?

Your download includes Excel (.xlsx) files, so you can print them as-is or edit them to suit your business.

Can I edit the templates?

Yes. Word and Excel files are fully editable — add your business name, logo and details. PDF versions are print-ready for use straight away.

Is it licensed for commercial use?

Yes. Every bundle includes a commercial-use licence so you can use the templates in your own business. You can't resell or redistribute the templates themselves.

How do I receive my files?

Instantly. After secure checkout via Payhip you get an immediate download link — there's no waiting and nothing is posted to you.

Do these templates give legal or professional advice?

No. They're general-purpose business documents to save you time. Review and adapt each one for your circumstances and seek professional advice where needed. See our Terms & Disclaimer.

Ideal for

50 30 20 budgetbudget templatebudgetingneeds wants savingsmonthly budgetpaycheck budgetbudget plannermoney managementpersonal financeuk budgetbeginner budgetsimple budget

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